SSafora

Financial planning education

Learn, Plan, and Build Financial Confidence

Free classes and educational tools for Massachusetts families — retirement, insurance, and portfolio balance. Led by Sanjeev Jha, licensed insurance professional & planning educator.

Educational onlyMassachusetts familiesFree planning tools
Educational content only — not insurance, tax, or investment advice. Disclosures & licenses

Live workshops

Upcoming Classes

Virtual via Zoom and in-person sessions

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Self-serve

Free Planning Tools

Explore your financial picture with calculators that run in your browser — illustrative outputs, not personalized advice.

Portfolio Balance Planner

Review Roth, 401(k), brokerage, insurance, and real estate — topics that may be worth discussing with a qualified professional.

Open balance planner

Life Insurance Tool

DIME-based coverage analysis for educational and advisory use — not a consumer recommendation engine.

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What Our Classes Cover

Retirement Accounts

Roth vs. traditional, 401(k) basics, and tax-bucket planning — including IRMAA lookback and survivor-spouse filing angles.

Insurance Fundamentals

Term vs. permanent life, disability basics, and how insurance fits a broader plan — with clear compliance disclosures.

Portfolio Balance

Allocation across liquid savings, retirement, real estate, and insurance — practical frameworks for everyday families.

Ready to Join a Class?

Registration is free for most sessions. Reserve your spot and get Zoom or venue details by email.